ETZ-Swap
grade C
ETZ does not require KYC. If risk or operational checks prevent a transaction from completing, ETZ refunds funds when possible. If the payment originates from a
grade C
What the documents mean for you
ETZ-Swap can delay or decline your swap on internal risk signals. It returns declined swaps to the sending address, though senders using an exchange or hot wallet may have to give a refund address. It asks for no ID or account, and keeps temporary logs.
The AML/KYC page states ETZ-Swap does not require KYC for standard crypto-to-crypto swaps, does not request identity documents and runs no account-based verification, and the privacy policy says no identity verification or documents are collected. However, an internal algorithmic risk system can delay or decline a transaction, so transactions can be rejected and funds held back without identity being demanded, which is why this is not a clean 'no KYC mention' rating.
A proprietary, automated risk system scores each transaction; hitting its risk parameters can delay or decline your swap. The documents say this system is non-identity-driven, so no documents or personal data are requested for a standard swap. If a swap is declined, they send the funds back to the sending address, and they only ask for a refund address when the sender is a hot wallet or an exchange-controlled address.
Warnings
A proprietary algorithm scores every transaction, and hitting its risk parameters means your swap is delayed or declined. The documents do not say what the parameters are or how you can contest a decision.
Declined swaps go back to the sending address only "whenever technically possible", and this does not cover senders identified as hot wallets or exchange-controlled addresses.
The terms, privacy policy and AML page do not describe how the operator handles requests from authorities or whether it hands over the technical data it holds. You have no stated commitment either way.
How the score was reached
Privacy60/100
Trust55/100
Overall = (privacy × 0.6 + trust × 0.4) / 10, rounded = 6/10, grade C. Each attribute above rests on a clause quoted below or was assigned by a moderator; the rest is what the listing knows.
Attributes3 from the documents
Refunds without KYC on AML flagtrust +1
If a deposit is flagged by the AML system, the service returns the funds without demanding identity verification.
When the internal risk system flags a transaction, the service declines or delays it and sends the funds back to the sending address; the risk system is described as working without personal identification.
“If a transaction triggers risk parameters or cannot be processed: * The swap may be delayed * The transaction may be declined In such cases, funds are returned to the original sending address whenever technically possible.”
https://etz-swap.com/aml-kyc
No registration neededprivacy +5
Users can access and use the service without creating an account.
The privacy policy states no registration is needed to use the service, and the AML page says there are no account-based verification systems.
“We do not require: * Registration * Email * Phone number * Identity verification * Personal documents”
https://etz-swap.com/privacy-policy
Transaction monitoringprivacy -1
Deposits are analysed for blacklisted or high-risk sources; flagged ones need verification.
The service runs its own algorithmic, risk-based system that scores each transaction and can hold or refuse it.
“Although we do not operate a traditional KYC model, ETZ-Swap uses proprietary risk assessment logic to protect infrastructure integrity. This internal system is: * Algorithmic * Risk-based * Non-identity-driven”
https://etz-swap.com/aml-kyc
Strict no-log policyprivacy +5 · trust +3
The service has a strict no-log policy: it does not collect or store any information about its users.
The privacy policy says server logs may be kept for a time, so there is no strict no-log policy.
“Basic server logs may be stored temporarily for security and abuse prevention.”
https://etz-swap.com/privacy-policy
Phone number is requiredprivacy -4
A valid phone number is needed, verified by SMS or a call. Anonymous SMS services are often acceptable.
The privacy policy states a phone number is not required.
“We do not require: * Registration * Email * Phone number * Identity verification * Personal documents”
https://etz-swap.com/privacy-policy
Account requiredprivacy -1
An account has to be created to access and use the service.
No account is needed; the service says it does not require registration and runs no account-based systems.
“We do not operate account-based verification systems.”
https://etz-swap.com/aml-kyc
Email required
A valid email address is needed to create an account.
The privacy policy states an email address is not required.
“We do not require: * Registration * Email * Phone number * Identity verification * Personal documents”
https://etz-swap.com/privacy-policy
Has Onion or I2P URLsprivacy +5
Onion (Tor) and I2P URLs enhance privacy and anonymity.
Accepts Moneroprivacy +5
This service accepts Monero, a privacy-focused cryptocurrency that provides enhanced anonymity.
Approvedtrust +5
Passed limited recent checks and met approval threshold.
Recently approvedtrust -10
Approved on KYC Level 0 days ago. Proceed with caution.
Mature servicetrust +5
This service has been operational for 2 years. While this indicates stability, it is not a future-proof guarantee.
Tap an attribute to see the clause it rests on. Ruled-out ones score nothing; a documented “no” is recorded because it is worth reading. What comes from the listing is what the site knows about the service, priced as kycnot.me prices it.
What the documents say
ETZ-Swap can delay or refuse your transaction when its internal systems raise risk signals or it sees activity it calls suspicious.
“ETZ-Swap may delay or refuse a transaction in cases of: * Technical instability * Network congestion * Suspicious or irregular activity * Risk signals triggered by internal systems”
https://etz-swap.com/terms-of-use
If you send from a hot wallet or an exchange-controlled address, the automatic return to the sending address does not apply and they may ask you for a refund address.
“Exception: If the sending address is identified as a hot wallet or centralized exchange-controlled address, a refund address may be required.”
https://etz-swap.com/aml-kyc
The service states it does not permanently freeze funds without cause and does not confiscate assets; an incomplete swap is returned.
“ETZ-Swap does not permanently freeze user funds without cause. * If a swap cannot be completed, funds are returned. * We do not confiscate assets.”
https://etz-swap.com/aml-kyc
They keep basic server logs for security and abuse prevention, and technical data is kept as long as they consider it operationally required. No fixed deletion period is given.
“Technical data may be stored only as long as operationally required. * No long-term personal identity records are maintained.”
https://etz-swap.com/privacy-policy
They process wallet addresses, transaction hashes and swap routing data, and state they do not build user profiles or sell user data.
“We only process technical data necessary to complete swaps: * Wallet addresses * Transaction hashes * Swap routing metadata”
https://etz-swap.com/privacy-policy
The service says it holds no user balances, gives no custodial wallets and runs no trading accounts, and handles each swap on its own.
“We do not: * Store user balances * Provide custodial wallets * Operate trading accounts”
https://etz-swap.com/terms-of-use
Monero and other privacy coins are supported and treated the same as other assets, with no extra restriction stated for them.
“ETZ-Swap supports privacy-oriented cryptocurrencies, including XMR. * We consider privacy-enhancing technologies to be legitimate components of the cryptocurrency ecosystem. * We treat all supported assets equally.”
https://etz-swap.com/privacy-policy
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